Why consider bankruptcy

If you are buried under insurmountable debt and are looking for a fresh start in life, you might consider filing for bankruptcy. If your debts are forgivable, then a judge can discharge your debts and give you the fresh start you are looking for. If your debts are not forgivable, such as child support payments, back taxes, or judgments from court, then bankruptcy may not be a viable option. You can still benefit from certain types of reorganizations. Talk to us about your options.


After a successful bankruptcy, you will be able to:

  • Stop all the annoying phone calls and letters from creditors
  • Stop wage garnishment
  • Obtain a fresh start with almost zero debt
  • Opportunity to make up missed payments if any are ordered by a judge
  • Avoid foreclosure on your home
  • Turn on any shut off utilities
  • Take back control over your financial affairs

What will you do for me?  
At Miller & Associates we always start with a free consultation. We believe that when you are in such a financial state where you are crunched for money, it is unethical to charge simply for a consultation. We take pride in our ability to offer our analytical consultation so that you can decide if bankruptcy is the right avenue for you to get a fresh start in life.


During our free consultation we do the following:

  • Carefully listen to your problems, concerns, goals, circumstances, and situation
  • Clearly explain the different bankruptcy types and the pros and cons of each type
  • Fully answer your questions about debt, forgiveness, eligibility, rules and exceptions
  • Honestly assess your case for likelihood of success
  • Intelligently analyze the law in light of your circumstances
  • Truthfully disclose our costs and payment plans


After our consultation you will have as much time as you need to decide whether you want to hire us or not. If you hire us we will immediately stop all the annoying calls, harassing letters, and stressful debt collection attempts by your creditors.


During our representation we do the following:

  • Stop all the painful debt collection attempts by creditors
  • Prepare your case with as much zeal as ethically possible so that the possibility of you winning increases to the highest level
  • Answer all phone calls and emails within 24-hours, and in most cases the same day
  • Attend all meetings, hearings, and sessions completely prepared to argue your case in your favor
  • Always act in your best interest